Your Locally Owned Independent

Mortgage Broker

Serving Oregon, California, Washington, Idaho, Colorado, Montana, Wyoming and Florida

 

CUSTOMIZED MORTGAGE & LENDING SOLUTIONS

Expert Home Loans, Refinancing & Investment Financing Support

Leverage 25+ years of mortgage origination expertise and our network of top-tier wholesale lenders to secure the perfect home loan—every time. Whether you’re a first-time homebuyer hunting competitive Oregon FHA rates, a veteran tapping into VA benefits in California, an investor financing Montana rental properties, or looking to refinance your Colorado home, we craft personalized mortgage solutions with aggressively low rates and white-glove service.

 

Your Journey Begins Here

Take the first step towards homeownership. You won’t be dissapointed. It is never too early to get pre-approved.

Our Promise

At High Lakes Lending, we pledge to bring integrity, expertise, and genuine care to every conversation and mortgage transaction. As your independent broker across Oregon, California, Montana, and Colorado, we treat each client like family—delivering clear guidance, personalized solutions, and unwavering support at every step.

Experience the dedicated service you deserve—partner with us and see how our promise turns into your peace of mind.

 


Our Story

Born from a single guiding principle—put clients first—High Lakes Lending, LLC set out to transform the mortgage experience across Oregon, California, Montana, and Colorado. As a true independent mortgage broker, we don’t push one bank’s products. Instead, we leverage our relationships with the nation’s largest wholesale lenders to deliver fast, transparent, and competitively priced home loans that align with both your immediate needs and long-term financial goals.

We understand buying a home is one of life’s biggest investments. That’s why we work tirelessly to simplify the process, educate you on every option—from FHA and VA to jumbo and conventional—and secure the right mortgage solution for your unique situation.

Choose High Lakes Lending for honest guidance, tailored loan programs, and the unwavering support you deserve on your home-financing journey.

Meet Our Team


Clint Edwards

NMLS #308049

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After graduating from Cal Poly, San Luis Obispo with a BS in Animal Science, and spending several years post-college in the Animal Science industry, I found myself at a crossroads in life. Not knowing where it would eventually take me, I took a job with a mortgage broker in San Luis Obispo, Ca.

 Now, 24 years later, I cannot believe how fulfilling the journey has been. Helping thousands of clients finance their dreams, has in turn enriched my life beyond words.

I believe in a comprehensive approach, working with the clients and their financial partners in developing a plan that will both support and enhance their financial goals. Honesty and integrity, combined with experience and know-how and always with the client’s best interest at heart, I strive to educate my clients so that their home financing experience is the least stressful step in purchasing a home.

In 2014, my wife and I moved to beautiful Bend, Oregon to take advantage of all the area has to offer. We came for the rivers, trees, and mountains and we stay for the rich community that we have found here. I would be honored to help you do the same.

Clint can be reached at 541-848-7472

Natalie Curtis

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NMLS #2128310

After earning my Bachelor of Fine Arts from Michigan State University, I moved to Central Oregon and quickly fell in love with the community, lifestyle, and natural beauty that make this area so special. I entered the mortgage industry in 2021 after spending four years in escrow, helping clients navigate home purchases, refinances, and sales. Being part of such an important milestone in people's lives inspired me to take a more active role in helping individuals and families achieve their homeownership goals.

My background in escrow gives me a strong understanding of the lending process from start to finish, along with a keen eye for detail and a commitment to clear communication. Whether you're buying your first home, moving into a new chapter, or exploring financing options that better fit your goals, I strive to make the process as smooth and stress-free as possible. I believe everyone deserves to feel comfortable, respected, and supported throughout the lending process, and I am proud to provide an inclusive, affirming experience for all individuals and families.

When I'm not working, you'll likely find me spending time with my husband, daughter, and our animals, performing in local theater productions, or exploring Central Oregon's incredible hiking trails, waterfalls, and outdoor spaces. My family and I have built a life we truly love here, and I look forward to helping others find their own place to call home in this amazing community.

Natalie can be reached at 832-425-9775

Brant Donohoe

NMLS #2354323

Brant can be reached at 805-469-2569

I first visited Central Oregon in the Spring of 2014 and after a week of exploring the outdoors, eating great food, drinking great craft beer, and enjoying the kindness that Bend is known for I knew I couldn’t pass up on the opportunity to live in such a great community. 

After working as a Property Manager for over 10 years the opportunity to expand and become a Mortgage Broker was presented to me. The idea of being able to help the same people who were renting and paying someone else’s mortgage get into their dream home and start building their equity and personal wealth sounded like a dream come true.

If I am not in the office you can most likely find me outside with my dog, Duke. I love everything the outdoors has to offer from Fishing, kayaking, running, snowboarding, and golf to drinking a delicious craft brew on one of the many pub patios around town. I am beyond happy that I landed with such a great team at High Lakes Lending, LLC, and look forward to helping you pursue your dream of home ownership.

Juliana Cleary

NMLS# 2808690

Juliana can be reached at (541)408-4080

Born and raised in San Diego, I spent over two decades building a career centered on people and relationship-driven customer service. I love connecting with people and believe in ensuring a great experience every step of the way. Looking for a new chapter where I could use my passion for helping others to truly change lives, I found my home in the mortgage world.

Helping clients navigate their financial futures and achieve their dreams has been deeply rewarding. My approach is rooted in punctuality, honesty, and transparent communication. My goal is to take the intimidation out of the paperwork and ensure a smooth, stress-free experience from start to finish.

In 2015, my husband and I moved to Central Oregon to fully embrace the High Desert, and it’s where we’ve grown our family with our two daughters. We came for the mountains and stayed for the incredible sense of community we found. When I’m not keeping loan files on track, you’ll find me enjoying live music, exploring the outdoors, or spending time with my family and our beloved dog, Maya.

I truly love helping people navigate their home financing goals, and I would be honored to help you with yours.